Won't harm your credit score

How does it work

Quick Funds is an introducer to Loanable who will reach out to discuss your lending options.
Should you move ahead with any offer, push will receive a commission from Loanable.

1

Share Your Needs

Tell us how much you
want to borrow and for what purpose.
We’ll handle the rest!

2

Compare Top Deals

Our partners search and present
options from the UK's leading lenders.

3

Choose Your Loan

Select the loan or mortgage
that suits your needs and take the next
step toward securing your funds.

Quick Funds
Quick Funds

What is a Homeowner Secured Loan

A Homeowner Loan (also known as a secured loan or second charge mortgage) is secured against your property. It’s perfect for borrowing larger amounts or for those with less-than-perfect credit.

Common Uses:

  • Home Improvements
  • Debt Consolidation
  • Large Purchases
  • Weddings and more
Check Your Eligibility

Will checking my eligibility affect my credit score?

No — checking your eligibility only requires a soft credit search, which is invisible to other lenders and has absolutely no impact on your credit score. You're free to check as many times as you like.

A hard credit search is only carried out if you choose to proceed with a full loan application. We'll always make it clear before that happens.

Check Your Eligibility
Quick Funds

Could you be saving hundreds every month?

Many of our customers come to us weighed down by multiple credit cards, overdrafts and personal loans — each with its own rate, payment date and balance to track.

By consolidating into one secured loan, they've transformed their finances:

Before After
Multiple repayments One simple monthly payment
High-interest credit cards & loans One lower interest rate
Monthly stress Financial breathing room

"We were drowning in debt. Getting a consolidation secured loan was the best thing we've ever done — now we have money left over each month to actually enjoy life."

See what you could save — it takes less than 2 minutes.

No. Checking your eligibility only involves a soft credit search, which is invisible to other lenders and has absolutely no impact on your credit score. A hard credit search is only carried out if you choose to proceed with a full application — and we'll always let you know before that happens.
Yes, in many cases. Because the loan is secured against your property, lenders can be far more flexible than with unsecured borrowing. We work with lenders who consider applications from people with missed payments, defaults and CCJs. Making your repayments on time can also help rebuild your credit score over time.
Most lenders offer secured loans from £10,000 up to £500,000, with repayment terms of between 3 and 30 years. The exact amount you can borrow depends on the equity in your property, your income, and your credit history. We'll match you with the lender best suited to your circumstances.
Once your application is approved and all paperwork is complete, funds are typically in your bank account within 7 to 14 days. We work efficiently to avoid unnecessary delays so you can access your money when you need it.
A remortgage replaces your existing mortgage with a new one. A secured loan sits alongside your existing mortgage without disturbing it — making it a better option if your current mortgage has a low rate you'd lose by remortgaging, or if you'd face early repayment charges for switching.

Quick & Simple Secured Loans

Check If You Qualify In 90 Seconds

Check Your Eligibility

Consider carefully before using your home as security for other debts. Failing to keep up with mortgage or other secured loan repayments could result in your home being repossessed. If you're planning to consolidate existing borrowing, please note that this may lead to a longer repayment term and a higher overall cost.

Check Your Eligibility