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How does it work

Quick Funds connects you with FCA-regulated mortgage brokers who search the whole market to find your best deal.
Should you proceed with any mortgage, Quick Funds may receive a commission from the broker. This doesn't affect your rates.

1

Share Your Needs

Tell us what type of mortgage
you need and your basic financial details.
Takes just 90 seconds!

2

Get Matched with Specialists

We connect you with brokers who
specialise in your exact mortgage
type—standard, buy-to-let, or adverse credit.

3

Compare & Choose

Review quotes from multiple brokers,
compare rates and terms, then work
with your preferred expert to complete.

WHY CHOOSE US / BENEFITS

Why Use Quick Funds for Your Mortgage?

Access to Specialist Brokers

We partner with FCA-regulated brokers who search thousands of mortgage deals across the entire UK market.

Free, No-Obligation Service

Quick Funds doesn't charge you anything. Compare options freely and only proceed when you're ready.

All Mortgage Types Covered

From standard purchases to complex adverse credit cases and buy-to-let portfolios—we've got you covered.

Save Time & Hassle

One simple 90-second form connects you with up to 3 specialist brokers—no need to contact dozens of lenders yourself.

Expert Guidance

Our partner brokers are FCA-regulated professionals who provide tailored advice for your unique circumstances.

Quick Decisions

Get initial quotes within 24-48 hours. Most mortgage applications are completed within 4-8 weeks.

I Want To Buy A Home
I Want To Remortgage

Quick & Simple Mortgage Comparison

Check If You Qualify In 90 Seconds

I Want To Buy A Home
I Want To Remortgage

Common Mortgage Needs We Help With

  • First Home Purchase

    Getting on the property ladder with competitive first-time buyer rates

  • Moving Home

    Upgrading or downsizing with porting or new mortgage options

  • Better Rates

    Switching to a lower rate to reduce monthly payments

  • Buy-to-Let Investment

    Building rental property portfolios with specialist BTL mortgages

  • Adverse Credit

    Securing mortgages with CCJs, defaults, or poor credit history

  • Equity Release

    Remortgaging to release funds for home improvements or consolidation

  • Fixed Rate Ending

    Avoiding SVR rates by remortgaging before your deal expires

  • Self-Employed Income

    Complex income assessment for contractors and business owners

Quick & Simple Mortgage Comparison

Check If You Qualify In 90 Seconds

I Want To Buy A Home
I Want To Remortgage

Frequently Asked Questions

Typically 4-5x your annual income, though this varies by lender and your circumstances. Deposit size, credit history, and employment type all affect borrowing capacity. Our brokers can give you an accurate figure based on your situation.

For residential mortgages: typically 5-25% (with 10%+ giving better rates)
For buy-to-let mortgages: typically 25-40%
For adverse credit: typically 15-35%
The larger your deposit, the better rates you'll access.

Yes. Our specialist brokers work with lenders who consider applications with CCJs, defaults, arrears, IVAs, and even recent bankruptcy. Rates may be higher, but options are available.

Typically 4-8 weeks from application to completion, depending on:
Property valuation and surveys
Legal/conveyancing work
Your documentation readiness
Whether it's a purchase or remortgage

No. Completing our initial 90-second form does not affect your credit score. Only when brokers perform full affordability assessments will they conduct credit checks—they'll always explain whether it's a soft or hard search first.

No. Quick Funds doesn't charge consumers. We earn commission from brokers when we introduce clients. The brokers themselves may charge arrangement or advice fees—they'll always disclose these upfront before you proceed.

Banks only offer their own mortgage products. Brokers search the entire market (including exclusive deals banks don't advertise publicly) to find the best rates for your circumstances.

No. There's absolutely no obligation. Compare quotes, ask questions, and only proceed if you find a deal that works for you.

Yes. Many homeowners remortgage to access their property equity for home improvements, debt consolidation, or other purposes. Brokers can structure this based on your current property value and remaining mortgage balance.

Self-employed mortgages require different income verification (SA302s, business accounts, tax returns). Our specialist brokers work with lenders who understand self-employed income and can often secure better rates than high-street banks.

Important: Consider carefully before securing debts against your home. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This may also be the case if you consolidate debts and fail to keep up payments on the new loan.